Class certification hearing in the Commercial Card Class Action scheduled for April 2023

At a case management hearing today, the Competition Appeal Tribunal directed that the hearing to determine the proposed class representatives’ applications for what are known as “collective proceedings orders” shall take place between 3 and 5 April 2023.  The hearing will determine whether the class action can go forward to trial.

The class action relates to the level of the Merchant Interchange Fee the Visa and Mastercard entities have charged to merchants in respect of inter-regional card transactions and/or commercial card transactions.  It is open to all business, including large international and local businesses, as well as some non-UK companies. 

Businesses with an annual pre-Covid turnover of less than £100 million will automatically be included in the claim, unless they choose to opt-out.  Businesses with an annual pre-Covid turnover of £100 million or more are invited to opt-in to the claim.  They can do so using our online registration process, which can be accessed here:

Our competition team who are working on the matter can be contacted by email on